Privacy Policy

Privacy Policy
Pannu Insurance Services Inc
Effective Date: December 20th, 2024

1. Introduction
Pannu Insurance Services Inc ("Company," "we," "our," or "us") is committed to protecting the privacy of our clients and website visitors. This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information.

2. Information We Collect
We may collect the following types of information:

• Personal Information:     Name, address, phone number, email address, date of birth, Social Security      number, driver's license number, and other identifying details.
• Financial Information:     Payment details, banking information, and transaction history.
• Policy Information:     Insurance policy numbers, coverage details, claims history, and related      documents.
• Technical Information:     IP address, browser type, and usage data from our website.

3. How We Use Your Information
We use the collected information to:

• Provide insurance services, including      quotes, policy issuance, and claims processing.
• Communicate with you regarding your      policies and services.
• Improve our website, products, and      customer service.
• Comply with legal and regulatory      requirements.
• Prevent fraud and unauthorized access.

4. How We Share Your Information
We may share your personal information with:

• Insurance Providers:     To obtain quotes, process policies, and manage claims.
• Service Providers:     Third-party vendors that assist in business operations (e.g., payment      processors, IT services).
• Legal Authorities:     If required by law or to protect against fraud and security threats.
• Mobile information will not be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

5. Data Security
We implement security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no data transmission over the internet can be guaranteed as fully secure.

6. Your Rights and Choices
You have the right to:

• Access, update, or delete your personal      information.
• Opt out of marketing communications.
• Request details about data usage and      sharing.
• File a complaint regarding data privacy      concerns.

7. Cookies and Tracking Technologies
Our website may use cookies and similar tracking technologies to enhance user experience, analyze trends, and improve services. You can modify your browser settings to disable cookies if desired.

8. Third-Party Links
Our website may contain links to third-party sites. We are not responsible for the privacy practices of those websites.

9. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on our website with the updated effective date.

10. Contact Us
For questions or concerns regarding this Privacy Policy, please contact us at:

Pannu Insurance Services Inc
5550 W Spruce Ave Suite 103 Fresno, CA 93722
(559) 825 8000
info@pannuagency.com